In a world where data breaches, privacy litigation, and technology risk are both ubiquitous and costly, Atheria Law has carved out a distinctive position as a go-to counsel for insurers navigating these rapidly evolving exposures. Founded in 2019 by industry veterans with deep insurance-centric experience, Atheria has grown into a specialized law firm that helps carriers and reinsurers address complex coverage, monitoring, and dispute resolution challenges tied to cyber security, data privacy, and technology-related claims.
A Practice Born from the Intersection of Insurance and Cyber Risk
Atheria Law was established with a clear mission: provide insurers and reinsurers with practical, forward-looking legal solutions for emerging risk issues in technology, media, privacy, and related professional liability spaces. The firm’s founders brought decades of experience from large multidisciplinary practices and insurer-side advocacy, enabling Atheria to serve clients with a combination of substantive legal knowledge and deep industry navigation expertise.
At its core, Atheria’s Technology, Media & Privacy practice focuses on translating complex legal risk into insurance coverage strategy—helping insurers interpret policies, anticipate exposures, and manage claims arising from the most disruptive trends in digital risk.
What Sets Atheria’s Technology, Media & Privacy Practice Apart
Atheria’s team includes lawyers and professionals with cross-disciplinary experience spanning cyber events, data breaches, privacy class actions, technology errors and omissions (E&O), intellectual property disputes, and online defamation matters. This breadth allows the firm to serve as both coverage counsel and monitoring counsel—roles that are increasingly critical in high-stakes privacy and cyber claims.
Key strengths of the practice include deep experience with early-generation cyber policies, allowing the firm to advise on both legacy and modern coverage frameworks, as well as the ability to address first-party losses and third-party liability claims across a wide range of industries.
Practical Legal Navigation for Privacy and Cyber Incidents
Atheria’s Technology, Media & Privacy team regularly advises insurers on matters involving:
- Data breaches, ransomware, and cyber extortion events
- Regulatory investigations and enforcement actions
- Privacy class actions alleging unlawful data collection or disclosure
- Social engineering and phishing-related fraud claims
- Technology E&O disputes arising from system failures or software issues
- Claims involving online content, intellectual property, and digital defamation
This wide-ranging experience positions the firm not just as reactive litigation counsel, but as a strategic advisor helping insurers manage exposure before claims escalate.
Insurer Advocacy and Coverage Counseling
Atheria Law frequently serves as coverage and monitoring counsel for domestic and London Market insurers. In this role, the firm evaluates whether cyber or privacy events trigger coverage, advises on policy interpretation, and guides insurers through complex claims involving overlapping coverages and exclusions.
The firm also represents insurers in coverage disputes, negotiations, mediations, arbitrations, and litigation when disagreements arise regarding policy scope or application. In addition, Atheria works closely with underwriters and brokers to assist in drafting and refining policy language, endorsements, and exclusions to address evolving cyber and privacy risks.
Wrongful Collection Claims and Online Data Practices
One of the fastest-growing areas of exposure facing insurers today involves wrongful collection claims tied to online data practices. These claims often allege that companies improperly collected, shared, or monetized personal information through website technologies such as pixels, session replay tools, SDKs, or embedded analytics.
Atheria routinely advises insurers monitoring these claims, which are frequently brought as class actions and framed around alleged violations of privacy statutes, wiretapping laws, or consumer protection regulations. From an insurance perspective, wrongful collection claims raise complex questions around advertising injury, personal and advertising injury coverage, cyber exclusions, and the interplay between technology E&O and cyber policies.
The firm’s experience allows insurers to assess not only coverage implications but also defense strategy, settlement posture, and risk aggregation across portfolios exposed to similar online tracking allegations.
The Rise of CIPA Claims and Plaintiff-Driven Privacy Litigation
Closely related to wrongful collection litigation is the sharp rise in claims brought under the California Invasion of Privacy Act (CIPA). Plaintiffs’ firms have increasingly leveraged CIPA to target businesses for alleged unauthorized interception of communications through website technologies, including chat tools, pixels, session replay software, and embedded third-party scripts.
These claims are often filed as high-volume, near-identical lawsuits, creating significant exposure for insurers tasked with monitoring dozens or even hundreds of related matters. CIPA’s statutory damages framework has made it particularly attractive to plaintiffs’ firms, even where no traditional data breach or misuse is alleged.
Atheria’s role in these matters frequently involves monitoring litigation trends, advising on coverage positions, and helping insurers distinguish between covered risks and claims that fall outside policy intent. The firm’s understanding of both privacy law theory and insurance coverage architecture is critical in navigating this rapidly expanding litigation category.
Recognized Expertise and Industry Thought Leadership
Atheria’s work in technology, media, and privacy coverage has earned recognition within the legal and insurance communities. Members of the firm are frequently cited for their expertise in cyber and professional liability coverage and regularly contribute to industry discussions on emerging risk trends.
Through articles, presentations, and client advisories, the firm remains actively engaged in shaping how insurers approach new categories of technology-driven exposure, including generative AI, biometric data collection, and evolving privacy enforcement regimes.
A Team Built for an Evolving Risk Landscape
The strength of Atheria Law’s Technology, Media & Privacy practice lies in its multidisciplinary approach. Lawyers with backgrounds in cyber, insurance coverage, privacy, intellectual property, and media liability collaborate to provide cohesive strategies across jurisdictions and policy forms.
This structure allows the firm to address not only the legal merits of individual claims but also broader portfolio-level risk management considerations for insurers operating in an increasingly digital economy.
Why Atheria Matters to Insurers Today
As cyber incidents, privacy litigation, and online tracking claims continue to grow in both frequency and severity, insurers require counsel that understands the business of insurance as well as the law. Atheria Law’s Technology, Media & Privacy practice operates squarely at that intersection.
For insurers, this means access to counsel that anticipates emerging exposure, guides policy evolution, and helps manage complex claims with clarity and confidence. In today’s technology-driven risk environment, that capability is no longer optional—it is essential.
